[摘要] 在二套房政策方面，目前深圳各银行仍未降低二套房首付，所有银行仍执行二套房首付7成的规定。
六月首周“北上广深”四大一线城市房贷市场基本延续了上月的市场行情，根据融360发布的新监测数据显示，上周（6月1日-6月7日），深圳房贷市场仅1家银行调整了房贷政策。在二套房政策方面，目前深圳各银行仍未降低二套房首付，所有银行仍执行二套房首付7成的规定。
融360房贷分析师袁媛认为，近期深圳房价领涨且增长幅度超过政府预期，在此情况下，对于银行二套房政策是否松绑及何时松绑，当地政府及银监会或持审慎的态度，即使近期出台相关政策，二套房政策仍将相对保守，二套房首付降至4成的可能性极低。
数据显示，目前深圳各家银行仍未落实新政，二套房首付仍为7成，利率为基准上浮10%。
二、10大利率银行排行：3家银行首套房9折
| RDER-BOTTOM: windowtext 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: windowtext 0.5pt solid;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 35.45pt;PADDING-RIGHT: 5.4pt;BACKGROUND: rgb(31,73,125);BORDER-: windowtext 0.5pt solid;BORDER-RIGHT: windowtext 0.5pt solid;PADDING-: 0pt" valign="bottom" width="47"> 排序 | RDER-BOTTOM: windowtext 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 56.7pt;PADDING-RIGHT: 5.4pt;BACKGROUND: rgb(31,73,125);BORDER-: windowtext 0.5pt solid;BORDER-RIGHT: windowtext 0.5pt solid;PADDING-: 0pt" valign="bottom" width="75"> 银行 | RDER-BOTTOM: windowtext 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 77.95pt;PADDING-RIGHT: 5.4pt;BACKGROUND: rgb(31,73,125);BORDER-: windowtext 0.5pt solid;BORDER-RIGHT: windowtext 0.5pt solid;PADDING-: 0pt" valign="bottom" width="103"> 首套房利率 | RDER-BOTTOM: windowtext 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 219.7pt;PADDING-RIGHT: 5.4pt;BACKGROUND: rgb(31,73,125);BORDER-: windowtext 0.5pt solid;BORDER-RIGHT: windowtext 0.5pt solid;PADDING-: 0pt" valign="top" width="292"> 优惠利率附加条件 |
| RDER-BOTTOM: windowtext 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: windowtext 0.5pt solid;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 35.45pt;PADDING-RIGHT: 5.4pt;BACKGROUND: rgb(255,255,255);BORDER-: rgb(255,255,255) 31.875pt;BORDER-RIGHT: windowtext 0.5pt solid;PADDING-: 0pt" valign="bottom" width="47"> 1 | RDER-BOTTOM: windowtext 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 56.7pt;PADDING-RIGHT: 5.4pt;BACKGROUND: rgb(255,255,255);BORDER-: medium none;BORDER-RIGHT: windowtext 0.5pt solid;PADDING-: 0pt" valign="middle" width="75"> 汇丰银行 | RDER-BOTTOM: windowtext 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 77.95pt;PADDING-RIGHT: 5.4pt;BACKGROUND: rgb(255,255,255);BORDER-: medium none;BORDER-RIGHT: windowtext 0.5pt solid;PADDING-: 0pt" valign="middle" width="103"> 9折 | RDER-BOTTOM: windowtext 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 219.7pt;PADDING-RIGHT: 5.4pt;BACKGROUND: rgb(255,255,255);BORDER-: medium none;BORDER-RIGHT: windowtext 0.5pt solid;PADDING-: 0pt" valign="top" width="292"> 贷款100万以上9折 |
| RDER-BOTTOM: windowtext 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: windowtext 0.5pt solid;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 35.45pt;PADDING-RIGHT: 5.4pt;BACKGROUND: rgb(255,255,255);BORDER-: rgb(255,255,255) 31.875pt;BORDER-RIGHT: windowtext 0.5pt solid;PADDING-: 0pt" valign="bottom" width="47"> 2 | RDER-BOTTOM: windowtext 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 56.7pt;PADDING-RIGHT: 5.4pt;BACKGROUND: rgb(255,255,255);BORDER-: medium none;BORDER-RIGHT: windowtext 0.5pt solid;PADDING-: 0pt" valign="middle" width="75"> 东莞银行 | RDER-BOTTOM: windowtext 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 77.95pt;PADDING-RIGHT: 5.4pt;BACKGROUND: rgb(255,255,255);BORDER-: medium none;BORDER-RIGHT: windowtext 0.5pt solid;PADDING-: 0pt" valign="middle" width="103"> 9折 | RDER-BOTTOM: windowtext 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 219.7pt;PADDING-RIGHT: 5.4pt;BACKGROUND: rgb(255,255,255);BORDER-: medium none;BORDER-RIGHT: windowtext 0.5pt solid;PADDING-: 0pt" valign="top" width="292"> 一手房9折 |
| RDER-BOTTOM: windowtext 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: windowtext 0.5pt solid;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 35.45pt;PADDING-RIGHT: 5.4pt;BACKGROUND: rgb(255,255,255);BORDER-: rgb(255,255,255) 31.875pt;BORDER-RIGHT: windowtext 0.5pt solid;PADDING-: 0pt" valign="bottom" width="47"> 3 | RDER-BOTTOM: windowtext 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 56.7pt;PADDING-RIGHT: 5.4pt;BACKGROUND: rgb(255,255,255);BORDER-: medium none;BORDER-RIGHT: windowtext 0.5pt solid;PADDING-: 0pt" valign="middle" width="75"> 北京银行 | RDER-BOTTOM: windowtext 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 77.95pt;PADDING-RIGHT: 5.4pt;BACKGROUND: rgb(255,255,255);BORDER-: medium none;BORDER-RIGHT: windowtext 0.5pt solid;PADDING-: 0pt" valign="middle" width="103"> 9折 | RDER-BOTTOM: windowtext 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 219.7pt;PADDING-RIGHT: 5.4pt;BACKGROUND: rgb(255,255,255);BORDER-: medium none;BORDER-RIGHT: windowtext 0.5pt solid;PADDING-: 0pt" valign="top" width="292"> 存贷款额的20%可打9折，一般客户9.3折 |
| RDER-BOTTOM: windowtext 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: windowtext 0.5pt solid;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 35.45pt;PADDING-RIGHT: 5.4pt;BACKGROUND: rgb(255,255,255);BORDER-: rgb(255,255,255) 31.875pt;BORDER-RIGHT: windowtext 0.5pt solid;PADDING-: 0pt" valign="bottom" width="47"> 4 | RDER-BOTTOM: windowtext 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 56.7pt;PADDING-RIGHT: 5.4pt;BACKGROUND: rgb(255,255,255);BORDER-: rgb(255,255,255) 31.875pt;BORDER-RIGHT: windowtext 0.5pt solid;PADDING-: 0pt" valign="middle" width="75"> 渤海银行 | RDER-BOTTOM: windowtext 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 77.95pt;PADDING-RIGHT: 5.4pt;BACKGROUND: rgb(255,255,255);BORDER-: rgb(255,255,255) 31.875pt;BORDER-RIGHT: windowtext 0.5pt solid;PADDING-: 0pt" valign="middle" width="103"> 9.2折 | RDER-BOTTOM: windowtext 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 219.7pt;PADDING-RIGHT: 5.4pt;BACKGROUND: rgb(255,255,255);BORDER-: rgb(255,255,255) 31.875pt;BORDER-RIGHT: windowtext 0.5pt solid;PADDING-: 0pt" valign="top" width="292"> 优质客户9.2折 |
| RDER-BOTTOM: windowtext 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: windowtext 0.5pt solid;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 35.45pt;PADDING-RIGHT: 5.4pt;BACKGROUND: rgb(255,255,255);BORDER-: rgb(255,255,255) 31.875pt;BORDER-RIGHT: windowtext 0.5pt solid;PADDING-: 0pt" valign="bottom" width="47"> 5 | RDER-BOTTOM: windowtext 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 56.7pt;PADDING-RIGHT: 5.4pt;BACKGROUND: rgb(255,255,255);BORDER-: medium none;BORDER-RIGHT: windowtext 0.5pt solid;PADDING-: 0pt" valign="middle" width="75"> 花旗银行 | RDER-BOTTOM: windowtext 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 77.95pt;PADDING-RIGHT: 5.4pt;BACKGROUND: rgb(255,255,255);BORDER-: medium none;BORDER-RIGHT: windowtext 0.5pt solid;PADDING-: 0pt" valign="middle" width="103"> 9.2折 | RDER-BOTTOM: windowtext 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 219.7pt;PADDING-RIGHT: 5.4pt;BACKGROUND: rgb(255,255,255);BORDER-: medium none;BORDER-RIGHT: windowtext 0.5pt solid;PADDING-: 0pt" valign="top" width="292"> 贷款80万元以上9.2折 |
| RDER-BOTTOM: windowtext 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: windowtext 0.5pt solid;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 35.45pt;PADDING-RIGHT: 5.4pt;BACKGROUND: rgb(255,255,255);BORDER-: rgb(255,255,255) 31.875pt;BORDER-RIGHT: windowtext 0.5pt solid;PADDING-: 0pt" valign="bottom" width="47"> 6 | RDER-BOTTOM: windowtext 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 56.7pt;PADDING-RIGHT: 5.4pt;BACKGROUND: rgb(255,255,255);BORDER-: medium none;BORDER-RIGHT: windowtext 0.5pt solid;PADDING-: 0pt" valign="middle" width="75"> 交通银行 | RDER-BOTTOM: windowtext 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 77.95pt;PADDING-RIGHT: 5.4pt;BACKGROUND: rgb(255,255,255);BORDER-: medium none;BORDER-RIGHT: windowtext 0.5pt solid;PADDING-: 0pt" valign="middle" width="103"> 9.3折 | RDER-BOTTOM: windowtext 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 219.7pt;PADDING-RIGHT: 5.4pt;BACKGROUND: rgb(255,255,255);BORDER-: medium none;BORDER-RIGHT: windowtext 0.5pt solid;PADDING-: 0pt" valign="top" width="292"> 新房9.3折 |
| RDER-BOTTOM: windowtext 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: windowtext 0.5pt solid;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 35.45pt;PADDING-RIGHT: 5.4pt;BACKGROUND: rgb(255,255,255);BORDER-: rgb(255,255,255) 31.875pt;BORDER-RIGHT: windowtext 0.5pt solid;PADDING-: 0pt" valign="bottom" width="47"> 7 | RDER-BOTTOM: windowtext 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 56.7pt;PADDING-RIGHT: 5.4pt;BACKGROUND: rgb(255,255,255);BORDER-: medium none;BORDER-RIGHT: windowtext 0.5pt solid;PADDING-: 0pt" valign="middle" width="75"> 农业银行 | RDER-BOTTOM: windowtext 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 77.95pt;PADDING-RIGHT: 5.4pt;BACKGROUND: rgb(255,255,255);BORDER-: medium none;BORDER-RIGHT: windowtext 0.5pt solid;PADDING-: 0pt" valign="middle" width="103"> 9.3折 | RDER-BOTTOM: windowtext 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 219.7pt;PADDING-RIGHT: 5.4pt;BACKGROUND: rgb(255,255,255);BORDER-: medium none;BORDER-RIGHT: windowtext 0.5pt solid;PADDING-: 0pt" valign="top" width="292"> |
| RDER-BOTTOM: windowtext 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: windowtext 0.5pt solid;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 35.45pt;PADDING-RIGHT: 5.4pt;BACKGROUND: rgb(255,255,255);BORDER-: medium none;BORDER-RIGHT: windowtext 0.5pt solid;PADDING-: 0pt" valign="bottom" width="47"> 8 | RDER-BOTTOM: windowtext 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 56.7pt;PADDING-RIGHT: 5.4pt;BACKGROUND: rgb(255,255,255);BORDER-: medium none;BORDER-RIGHT: windowtext 0.5pt solid;PADDING-: 0pt" valign="middle" width="75"> 工商银行 | RDER-BOTTOM: windowtext 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 77.95pt;PADDING-RIGHT: 5.4pt;BACKGROUND: rgb(255,255,255);BORDER-: medium none;BORDER-RIGHT: windowtext 0.5pt solid;PADDING-: 0pt" valign="middle" width="103"> 9.3折 | RDER-BOTTOM: windowtext 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 219.7pt;PADDING-RIGHT: 5.4pt;BACKGROUND: rgb(255,255,255);BORDER-: medium none;BORDER-RIGHT: windowtext 0.5pt solid;PADDING-: 0pt" valign="top" width="292"> |
| RDER-BOTTOM: windowtext 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: windowtext 0.5pt solid;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 35.45pt;PADDING-RIGHT: 5.4pt;BACKGROUND: rgb(255,255,255);BORDER-: medium none;BORDER-RIGHT: windowtext 0.5pt solid;PADDING-: 0pt" valign="bottom" width="47"> 9 | RDER-BOTTOM: windowtext 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 56.7pt;PADDING-RIGHT: 5.4pt;BACKGROUND: rgb(255,255,255);BORDER-: medium none;BORDER-RIGHT: windowtext 0.5pt solid;PADDING-: 0pt" valign="middle" width="75"> 中国银行 | RDER-BOTTOM: windowtext 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 77.95pt;PADDING-RIGHT: 5.4pt;BACKGROUND: rgb(255,255,255);BORDER-: medium none;BORDER-RIGHT: windowtext 0.5pt solid;PADDING-: 0pt" valign="middle" width="103"> 9.3折 | RDER-BOTTOM: windowtext 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 219.7pt;PADDING-RIGHT: 5.4pt;BACKGROUND: rgb(255,255,255);BORDER-: medium none;BORDER-RIGHT: windowtext 0.5pt solid;PADDING-: 0pt" valign="top" width="292"> 二手房利率9.3折，新房一盘一价 |
| RDER-BOTTOM: windowtext 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: windowtext 0.5pt solid;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 35.45pt;PADDING-RIGHT: 5.4pt;BACKGROUND: rgb(255,255,255);BORDER-: medium none;BORDER-RIGHT: windowtext 0.5pt solid;PADDING-: 0pt" valign="bottom" width="47"> 10 | RDER-BOTTOM: windowtext 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 56.7pt;PADDING-RIGHT: 5.4pt;BACKGROUND: rgb(255,255,255);BORDER-: medium none;BORDER-RIGHT: windowtext 0.5pt solid;PADDING-: 0pt" valign="middle" width="75"> 光大银行 | RDER-BOTTOM: windowtext 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 77.95pt;PADDING-RIGHT: 5.4pt;BACKGROUND: rgb(255,255,255);BORDER-: medium none;BORDER-RIGHT: windowtext 0.5pt solid;PADDING-: 0pt" valign="middle" width="103"> 9.3折 | RDER-BOTTOM: windowtext 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 219.7pt;PADDING-RIGHT: 5.4pt;BACKGROUND: rgb(255,255,255);BORDER-: medium none;BORDER-RIGHT: windowtext 0.5pt solid;PADDING-: 0pt" valign="top" width="292"> |
上周，RDER-BOTTOM: 0px dotted;COLOR: #0084d8;CURSOR: hand;TEXT-DECORATION: underline" name="HL_TAG">深圳地区仅邮储银行上调房贷利率，从9.4折提高至9.6折。10大利率银行的排名未发生变化，9折依然为利率。
在一线城市中，深圳首套房宽松程度不及北京和上海，但是由于需求强大但供给相对不足，所以近期RDER-BOTTOM: 0px dotted;COLOR: #0084d8;CURSOR: hand;TEXT-DECORATION: underline" name="HL_TAG">房价涨幅遥遥领先。融360房贷分析师袁媛认为，为了避免市场过热的情况发生，不仅二套房贷款政策近期难以放松，不排除银行收紧首套房贷款政策的可能。预计未来深圳会出现房贷利率小幅反弹或优惠利率准入门槛提高的情况。
三、 首套及二套利率分布
| RDER-BOTTOM: rgb(0,0,0) 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: rgb(0,0,0) 0.5pt solid;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 426.1pt;PADDING-RIGHT: 5.4pt;BACKGROUND: rgb(31,73,125);BORDER-: rgb(0,0,0) 0.5pt solid;BORDER-RIGHT: rgb(0,0,0) 0.5pt solid;PADDING-: 0pt" valign="middle" width="568" colspan="3"> 首套房利率分布 | ||
| RDER-BOTTOM: rgb(0,0,0) 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: rgb(0,0,0) 0.5pt solid;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 69.2pt;PADDING-RIGHT: 5.4pt;BORDER-: medium none;BORDER-RIGHT: rgb(0,0,0) 0.5pt solid;PADDING-: 0pt" valign="middle" width="92"> 利率 | RDER-BOTTOM: rgb(0,0,0) 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 70.9pt;PADDING-RIGHT: 5.4pt;BORDER-: rgb(0,0,0) 0.5pt solid;BORDER-RIGHT: rgb(0,0,0) 0.5pt solid;PADDING-: 0pt" valign="middle" width="94"> 银行数量 | RDER-BOTTOM: rgb(0,0,0) 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 286pt;PADDING-RIGHT: 5.4pt;BORDER-: rgb(0,0,0) 0.5pt solid;BORDER-RIGHT: rgb(0,0,0) 0.5pt solid;PADDING-: 0pt" valign="middle" width="381"> 银行名称 |
| RDER-BOTTOM: rgb(0,0,0) 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: rgb(0,0,0) 0.5pt solid;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 69.2pt;PADDING-RIGHT: 5.4pt;BORDER-: medium none;BORDER-RIGHT: rgb(0,0,0) 0.5pt solid;PADDING-: 0pt" valign="middle" width="92"> 9折 | RDER-BOTTOM: rgb(0,0,0) 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 70.9pt;PADDING-RIGHT: 5.4pt;BORDER-: medium none;BORDER-RIGHT: rgb(0,0,0) 0.5pt solid;PADDING-: 0pt" valign="middle" width="94"> 3 | RDER-BOTTOM: rgb(0,0,0) 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 286pt;PADDING-RIGHT: 5.4pt;BORDER-: medium none;BORDER-RIGHT: rgb(0,0,0) 0.5pt solid;PADDING-: 0pt" valign="middle" width="381"> 汇丰银行、北京银行、东莞银行 |
| RDER-BOTTOM: rgb(0,0,0) 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: rgb(0,0,0) 0.5pt solid;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 69.2pt;PADDING-RIGHT: 5.4pt;BORDER-: medium none;BORDER-RIGHT: rgb(0,0,0) 0.5pt solid;PADDING-: 0pt" valign="middle" width="92"> 9.2折 | RDER-BOTTOM: rgb(0,0,0) 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 70.9pt;PADDING-RIGHT: 5.4pt;BORDER-: medium none;BORDER-RIGHT: rgb(0,0,0) 0.5pt solid;PADDING-: 0pt" valign="middle" width="94"> 2 | RDER-BOTTOM: rgb(0,0,0) 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 286pt;PADDING-RIGHT: 5.4pt;BORDER-: medium none;BORDER-RIGHT: rgb(0,0,0) 0.5pt solid;PADDING-: 0pt" valign="middle" width="381"> 渤海银行、花旗银行 |
| RDER-BOTTOM: rgb(0,0,0) 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: rgb(0,0,0) 0.5pt solid;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 69.2pt;PADDING-RIGHT: 5.4pt;BORDER-: medium none;BORDER-RIGHT: rgb(0,0,0) 0.5pt solid;PADDING-: 0pt" valign="middle" width="92"> 9.3折 | RDER-BOTTOM: rgb(0,0,0) 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 70.9pt;PADDING-RIGHT: 5.4pt;BORDER-: medium none;BORDER-RIGHT: rgb(0,0,0) 0.5pt solid;PADDING-: 0pt" valign="middle" width="94"> 6 | RDER-BOTTOM: rgb(0,0,0) 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 286pt;PADDING-RIGHT: 5.4pt;BORDER-: medium none;BORDER-RIGHT: rgb(0,0,0) 0.5pt solid;PADDING-: 0pt" valign="middle" width="381"> 农业银行、交通银行、招商银行、工商银行、中国银行、光大银行 |
| RDER-BOTTOM: rgb(0,0,0) 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: rgb(0,0,0) 0.5pt solid;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 69.2pt;PADDING-RIGHT: 5.4pt;BORDER-: medium none;BORDER-RIGHT: rgb(0,0,0) 0.5pt solid;PADDING-: 0pt" valign="middle" width="92"> 9.5折 | RDER-BOTTOM: rgb(0,0,0) 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 70.9pt;PADDING-RIGHT: 5.4pt;BORDER-: medium none;BORDER-RIGHT: rgb(0,0,0) 0.5pt solid;PADDING-: 0pt" valign="middle" width="94"> 6 | RDER-BOTTOM: rgb(0,0,0) 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 286pt;PADDING-RIGHT: 5.4pt;BORDER-: medium none;BORDER-RIGHT: rgb(0,0,0) 0.5pt solid;PADDING-: 0pt" valign="middle" width="381"> 中信银行、民生银行、兴业银行、建设银行、江苏银行、渣打银行 |
| RDER-BOTTOM: rgb(0,0,0) 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: rgb(0,0,0) 0.5pt solid;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 69.2pt;PADDING-RIGHT: 5.4pt;BORDER-: medium none;BORDER-RIGHT: rgb(0,0,0) 0.5pt solid;PADDING-: 0pt" valign="middle" width="92"> 9.6折 | RDER-BOTTOM: rgb(0,0,0) 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 70.9pt;PADDING-RIGHT: 5.4pt;BORDER-: medium none;BORDER-RIGHT: rgb(0,0,0) 0.5pt solid;PADDING-: 0pt" valign="middle" width="94"> 1 | RDER-BOTTOM: rgb(0,0,0) 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 286pt;PADDING-RIGHT: 5.4pt;BORDER-: medium none;BORDER-RIGHT: rgb(0,0,0) 0.5pt solid;PADDING-: 0pt" valign="middle" width="381"> 邮储银行 |
| RDER-BOTTOM: rgb(0,0,0) 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: rgb(0,0,0) 0.5pt solid;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 69.2pt;PADDING-RIGHT: 5.4pt;BORDER-: medium none;BORDER-RIGHT: rgb(0,0,0) 0.5pt solid;PADDING-: 0pt" valign="middle" width="92"> 9.8折 | RDER-BOTTOM: rgb(0,0,0) 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 70.9pt;PADDING-RIGHT: 5.4pt;BORDER-: medium none;BORDER-RIGHT: rgb(0,0,0) 0.5pt solid;PADDING-: 0pt" valign="middle" width="94"> 1 | RDER-BOTTOM: rgb(0,0,0) 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 286pt;PADDING-RIGHT: 5.4pt;BORDER-: medium none;BORDER-RIGHT: rgb(0,0,0) 0.5pt solid;PADDING-: 0pt" valign="middle" width="381"> 华夏银行 |
| RDER-BOTTOM: rgb(0,0,0) 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: rgb(0,0,0) 0.5pt solid;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 69.2pt;PADDING-RIGHT: 5.4pt;BORDER-: medium none;BORDER-RIGHT: rgb(0,0,0) 0.5pt solid;PADDING-: 0pt" valign="middle" width="92"> 基准利率 | RDER-BOTTOM: rgb(0,0,0) 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 70.9pt;PADDING-RIGHT: 5.4pt;BORDER-: medium none;BORDER-RIGHT: rgb(0,0,0) 0.5pt solid;PADDING-: 0pt" valign="middle" width="94"> 2 | RDER-BOTTOM: rgb(0,0,0) 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 286pt;PADDING-RIGHT: 5.4pt;BORDER-: medium none;BORDER-RIGHT: rgb(0,0,0) 0.5pt solid;PADDING-: 0pt" valign="middle" width="381"> 广州银行、渣打银行、东亚银行 |
| RDER-BOTTOM: rgb(0,0,0) 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: rgb(0,0,0) 0.5pt solid;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 69.2pt;PADDING-RIGHT: 5.4pt;BORDER-: medium none;BORDER-RIGHT: rgb(0,0,0) 0.5pt solid;PADDING-: 0pt" valign="middle" width="92"> 基准上浮10% | RDER-BOTTOM: rgb(0,0,0) 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 70.9pt;PADDING-RIGHT: 5.4pt;BORDER-: medium none;BORDER-RIGHT: rgb(0,0,0) 0.5pt solid;PADDING-: 0pt" valign="middle" width="94"> 1 | RDER-BOTTOM: rgb(0,0,0) 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 286pt;PADDING-RIGHT: 5.4pt;BORDER-: medium none;BORDER-RIGHT: rgb(0,0,0) 0.5pt solid;PADDING-: 0pt" valign="middle" width="381"> 华润银行 |
| RDER-BOTTOM: rgb(0,0,0) 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: rgb(0,0,0) 0.5pt solid;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 69.2pt;PADDING-RIGHT: 5.4pt;BORDER-: medium none;BORDER-RIGHT: rgb(0,0,0) 0.5pt solid;PADDING-: 0pt" valign="middle" width="92"> 基准上浮30% | RDER-BOTTOM: rgb(0,0,0) 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 70.9pt;PADDING-RIGHT: 5.4pt;BORDER-: medium none;BORDER-RIGHT: rgb(0,0,0) 0.5pt solid;PADDING-: 0pt" valign="middle" width="94"> 1 | RDER-BOTTOM: rgb(0,0,0) 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 286pt;PADDING-RIGHT: 5.4pt;BORDER-: medium none;BORDER-RIGHT: rgb(0,0,0) 0.5pt solid;PADDING-: 0pt" valign="middle" width="381"> 广发银行 |
| RDER-BOTTOM: rgb(0,0,0) 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: rgb(0,0,0) 0.5pt solid;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 69.2pt;PADDING-RIGHT: 5.4pt;BORDER-: medium none;BORDER-RIGHT: rgb(0,0,0) 0.5pt solid;PADDING-: 0pt" valign="middle" width="92"> 停贷 | RDER-BOTTOM: rgb(0,0,0) 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 70.9pt;PADDING-RIGHT: 5.4pt;BORDER-: medium none;BORDER-RIGHT: rgb(0,0,0) 0.5pt solid;PADDING-: 0pt" valign="middle" width="94"> 2 | RDER-BOTTOM: rgb(0,0,0) 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 286pt;PADDING-RIGHT: 5.4pt;BORDER-: medium none;BORDER-RIGHT: rgb(0,0,0) 0.5pt solid;PADDING-: 0pt" valign="middle" width="381"> 杭州银行、平安银行 |
在首套房利率分布方面，上周，在融360所监测的25家银行中，提供优惠利率的银行共19家，其分布较为分散。其中,提供9.3折及9.5折的银行数量多，是目前优惠利率的主流。
| RDER-BOTTOM: rgb(0,0,0) 0.5pt solid;BORDER-LEFT: rgb(0,0,0) 0.5pt solid;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 437.75pt;PADDING-RIGHT: 5.4pt;BACKGROUND: rgb(0,32,96);BORDER-: rgb(0,0,0) 0.5pt solid;BORDER-RIGHT: rgb(0,0,0) 0.5pt solid;PADDING-: 0pt" valign="middle" width="583" colspan="3"> 二套房政策 | ||
| RDER-BOTTOM: rgb(0,0,0) 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: rgb(0,0,0) 0.5pt solid;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 62.4pt;PADDING-RIGHT: 5.4pt;BORDER-: medium none;BORDER-RIGHT: rgb(0,0,0) 0.5pt solid;PADDING-: 0pt" valign="middle" width="83"> 利率 | RDER-BOTTOM: rgb(0,0,0) 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 42.25pt;PADDING-RIGHT: 5.4pt;BORDER-: rgb(0,0,0) 0.5pt solid;BORDER-RIGHT: rgb(0,0,0) 0.5pt solid;PADDING-: 0pt" valign="middle" width="56"> 数量 | RDER-BOTTOM: rgb(0,0,0) 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 333.1pt;PADDING-RIGHT: 5.4pt;BORDER-: rgb(0,0,0) 0.5pt solid;BORDER-RIGHT: rgb(0,0,0) 0.5pt solid;PADDING-: 0pt" valign="middle" width="444"> 首付7成 |
| RDER-BOTTOM: rgb(0,0,0) 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: rgb(0,0,0) 0.5pt solid;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 62.4pt;PADDING-RIGHT: 5.4pt;BORDER-: medium none;BORDER-RIGHT: rgb(0,0,0) 0.5pt solid;PADDING-: 0pt" valign="middle" width="83"> 基准上浮10% | RDER-BOTTOM: rgb(0,0,0) 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 42.25pt;PADDING-RIGHT: 5.4pt;BORDER-: medium none;BORDER-RIGHT: rgb(0,0,0) 0.5pt solid;PADDING-: 0pt" valign="middle" width="56"> 22 | RDER-BOTTOM: rgb(0,0,0) 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 333.1pt;PADDING-RIGHT: 5.4pt;BORDER-: medium none;BORDER-RIGHT: rgb(0,0,0) 0.5pt solid;PADDING-: 0pt" valign="middle" width="444"> 汇丰银行、北京银行、中信银行、中国银行、花旗银行、渤海银行、兴业银行、广州银行、渣打银行、东亚银行、华润银行、农业银行、工商银行、招商银行、交通银行、光大银行、邮储银行、建设银行、民生银行、华夏银行、东莞银行、江苏银行 |
| RDER-BOTTOM: rgb(0,0,0) 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: rgb(0,0,0) 0.5pt solid;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 62.4pt;PADDING-RIGHT: 5.4pt;BORDER-: medium none;BORDER-RIGHT: rgb(0,0,0) 0.5pt solid;PADDING-: 0pt" valign="middle" width="83"> 基准上浮30% | RDER-BOTTOM: rgb(0,0,0) 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 42.25pt;PADDING-RIGHT: 5.4pt;BORDER-: medium none;BORDER-RIGHT: rgb(0,0,0) 0.5pt solid;PADDING-: 0pt" valign="middle" width="56"> 1 | RDER-BOTTOM: rgb(0,0,0) 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 333.1pt;PADDING-RIGHT: 5.4pt;BORDER-: medium none;BORDER-RIGHT: rgb(0,0,0) 0.5pt solid;PADDING-: 0pt" valign="middle" width="444"> 广发银行 |
| RDER-BOTTOM: rgb(0,0,0) 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: rgb(0,0,0) 0.5pt solid;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 62.4pt;PADDING-RIGHT: 5.4pt;BORDER-: medium none;BORDER-RIGHT: rgb(0,0,0) 0.5pt solid;PADDING-: 0pt" valign="middle" width="83"> 停贷 | RDER-BOTTOM: rgb(0,0,0) 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 42.25pt;PADDING-RIGHT: 5.4pt;BORDER-: medium none;BORDER-RIGHT: rgb(0,0,0) 0.5pt solid;PADDING-: 0pt" valign="middle" width="56"> 2 | RDER-BOTTOM: rgb(0,0,0) 0.5pt solid;TEXT-ALIGN: center;BORDER-LEFT: medium none;PADDING-BOTTOM: 0pt;PADDING-LEFT: 5.4pt;WIDTH: 333.1pt;PADDING-RIGHT: 5.4pt;BORDER-: medium none;BORDER-RIGHT: rgb(0,0,0) 0.5pt solid;PADDING-: 0pt" valign="middle" width="444"> 杭州银行、平安银行 |
二套房方面，上周，在25家银行中，提供基准利率上浮10%的银行有22家；提供基准利率上浮30%的银行有1家；停贷银行有2家；所有银行二套房首付均为7成。
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